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Prepare and quality-check an ordinary UK SAR record

Record the human report or no-report decision, check the supported UKFIU fields and create a restricted ten-file working record without submitting anything.

UKFinancial crime
Free to useRun the complete browser-local toolAbout 18 minutes10 working filesStart this tool

Tool available. Run the complete browser-local workflow and inspect the result. Paid export is not active. Entries and files stay in this browser. Sources reviewed 7 August 2026.

Inspect a real output

Built from fictional sample information using the same exporter as the tool.

Fictional SAR quality preflight sampleFictional SAR Portal working draft sampleFictional no-report decision sample

What’s included

Review the record

See blocking, inconsistent and review-needed fields against the supported ordinary SAR route.

  • Start Here PDF
  • SAR quality preflight PDF
  • Submission and retention checklist PDF

Retain the human decision

Keep the portal drafting aid and formal internal report or no-report decision record.

  • SAR Portal working draft DOCX
  • Internal decision record DOCX

Keep the structured evidence

Preserve parties, transactions, chronology, structured results and the dated source basis.

  • Parties and identifiers XLSX
  • Suspicious transactions XLSX
  • Chronology and actions XLSX
  • Structured record JSON
  • Sources and assumptions record
View every output and format
  • Start Here PDF
  • SAR quality preflight PDF
  • SAR Portal working draft DOCX
  • Internal decision record DOCX
  • Parties and identifiers XLSX
  • Suspicious transactions XLSX
  • Chronology and actions XLSX
  • Submission and retention checklist PDF
  • Structured record JSON
  • Sources and assumptions record

Who this tool is for

UK nominated officers, MLROs and authorised compliance staff reviewing an internal disclosure. Turn the facts and authorised human decision into a complete, structured record for an ordinary POCA or ordinary TACT route.

Supported use

  • One ordinary POCA or ordinary TACT record selected by an authorised human
  • A human submit or no-report decision, with parties, identifiers, property, transactions, chronology and references
  • Deterministic completeness and consistency checks against the supported UKFIU submission subjects

Have ready

  • Organisation, internal reference, reporter, nominated officer, decision-maker and decision dates
  • The human-selected POCA or TACT route and human report or no-report decision
  • Main and associated parties, available identifiers, facts, UK nexus, property and transaction records
  • Chronology, evidence references, separate reporting routes and restricted-handling confirmations

Needs separate review

  • Whether suspicion exists or an external report is legally required
  • DAML or DATF requests, legal privilege and consequential action
  • Submitting to the UKFIU, police, safeguarding services or emergency services

How it works

  1. Record the authorised routeIdentify the internal disclosure, human decision-maker, POCA or TACT route and submit or no-report decision.
  2. Enter the facts and evidenceKeep parties, identifiers, property, transactions, chronology and evidence references in separate structured records.
  3. Resolve the preflightReview every blocking or inconsistent item. DAML, DATF and combined POCA and TACT routes stop the export.
  4. Download the restricted recordCreate the ten formal and structured files locally. The tool does not submit information anywhere.

Where does this task apply?

Choose the guidance set this tool should use. The interface and outputs stay in English.

Using United Kingdom guidance.

Prepare a complete record for an authorised human decision.

Check an ordinary POCA or TACT record, preserve the facts and create the working files. The tool never determines suspicion and never submits a SAR.

Restricted and browser-localCase facts and generated files stay on this device. Store the download under your approved access controls.
1

Control the record and select the route

Record who received, reviewed and decided the internal disclosure. Select only a route already determined by an authorised person.

Legal route selected by the authorised person

POCA and TACT suspicions must be kept as separate records.

Human decision

The tool records this decision. It does not make it.

Is a defence request involved?

DAML and DATF require a different route and this tool will stop.

2

Record the parties and available identifiers

Keep each person or legal entity separate and show how associated parties connect to the main party.

Main partyRecord information already held. Do not collect new data merely to fill a field.
3

Set out the facts in plain English

Distinguish who, how, when and why. Preserve the UK nexus and intended next steps without speculation.

Assembled reason for suspicion0 / 8,000 characters
Has criminal or terrorist property been identified?
Does the concern involve suspicious transactions?
4

Complete the evidence and control record

Add stable references. A SAR is not a replacement for crime, safeguarding or emergency reporting.

Blocking items remain

Quality preflight

uk-sar-quality-2026-08-07.1
11present
23missing
0inconsistent
1review needed
0unsupported
MissingOrganisationControlled record

Record the organisation.

Sources: NCA-SAR-CH2-2025, HMRC-AMLG-11100
MissingInternal referenceControlled record

Record the internal reference.

Sources: NCA-SAR-CH2-2025, HMRC-AMLG-11100
MissingInternal reporterControlled record

Record the internal reporter.

Sources: NCA-SAR-CH2-2025, HMRC-AMLG-11100
MissingNominated officerControlled record

Record the nominated officer.

Sources: NCA-SAR-CH2-2025, HMRC-AMLG-11100
MissingHuman decision-makerControlled record

Record the human decision-maker.

Sources: NCA-SAR-CH2-2025, HMRC-AMLG-11100
MissingRegulated-sector activityControlled record

Record the regulated-sector activity.

Sources: NCA-SAR-CH2-2025, HMRC-AMLG-11100
MissingSupervisor or not-applicable recordControlled record

Record the supervisor or not-applicable record.

Sources: NCA-SAR-CH2-2025, HMRC-AMLG-11100
PresentDecision dateControlled record

The human decision date is recorded.

Sources: NCA-SAR-CH2-2025, HMRC-AMLG-11100
MissingInternal disclosure dateControlled record

Record a valid date for the internal disclosure.

Sources: NCA-SAR-CH2-2025, HMRC-AMLG-11100
Not applicableDecision chronologyControlled record

Complete both dates before the decision chronology can be checked.

Sources: NCA-SAR-CH2-2025, HMRC-AMLG-11100
MissingPOCA or TACT routeRoute and decision

A human decision-maker must select the applicable POCA or TACT route.

Sources: NCA-SAR-CH2-2025, UK-POCA-2002
PresentOrdinary SAR routeRoute and decision

No DAML or DATF request is included in this ordinary SAR preflight.

Sources: NCA-SAR-CH2-2025
MissingHuman report decisionRoute and decision

Record the nominated officer or authorised human decision.

Sources: HMRC-AMLG-11100
MissingIndependent human decisionRoute and decision

Confirm that an authorised human made the decision. The tool cannot determine suspicion or reporting obligations.

Sources: NCA-SAR-CH2-2025, HMRC-AMLG-11100
Not applicableSAR Portal visibilityRoute and decision

Portal visibility is not applicable to a no-report decision.

Sources: NCA-SAR-CH2-2025
MissingMain partyParties and identifiers

Record the main person or legal entity.

Sources: NCA-SAR-CH2-2025
Review neededMain-party identifiersParties and identifiers

No identifier beyond the name is recorded. Confirm whether additional customer due-diligence information is available.

Sources: NCA-SAR-CH2-2025
PresentMain-party type and identifiersParties and identifiers

The selected party type and type-specific identifiers are consistent.

Sources: NCA-SAR-CH2-2025
Not applicableAvailable information confirmationParties and identifiers

Portal field completion is not applicable to a no-report decision.

Sources: NCA-SAR-CH2-2025
MissingSuspicion summaryReason for suspicion

Record suspicion summary.

Sources: NCA-SAR-CH2-2025
MissingWho is involvedReason for suspicion

Record who is involved.

Sources: NCA-SAR-CH2-2025
MissingHow they are involvedReason for suspicion

Record how they are involved.

Sources: NCA-SAR-CH2-2025
MissingWhen the circumstances aroseReason for suspicion

Record when the circumstances arose.

Sources: NCA-SAR-CH2-2025
MissingReason for concern or suspicionReason for suspicion

Record reason for concern or suspicion.

Sources: NCA-SAR-CH2-2025
MissingUK nexusReason for suspicion

Record uk nexus.

Sources: NCA-SAR-CH2-2025
MissingIntended next stepsReason for suspicion

Record intended next steps.

Sources: NCA-SAR-CH2-2025
Not applicableConcise summaryReason for suspicion

Complete the summary before this quality check applies.

Sources: NCA-SAR-CH2-2025
PresentReason-for-suspicion character limitReason for suspicion

0 of 8,000 characters used in the assembled reason for suspicion.

Sources: NCA-SAR-CH2-2025
PresentReadable case and structureReason for suspicion

The assembled narrative is not predominantly capital letters.

Sources: NCA-SAR-CH2-2025
PresentUnexplained acronymsReason for suspicion

No unexplained uncommon acronyms were detected.

Sources: NCA-SAR-CH2-2025
MissingCriminal or terrorist propertyProperty and transactions

Record whether suspected criminal or terrorist property has been identified.

Sources: NCA-SAR-CH2-2025
Not applicableProperty value and currencyProperty and transactions

No property value is required for the route recorded.

Sources: NCA-SAR-CH2-2025
MissingSuspicious transaction routeProperty and transactions

Record whether the circumstances involve suspicious transactions.

Sources: NCA-SAR-CH2-2025
PresentTransaction countProperty and transactions

0 of 50 available transaction records used.

Sources: NCA-SAR-CH2-2025
MissingChronology and evidence referencesDecision record

Add at least one dated event and its stable evidence reference. Complete every chronology row.

Sources: HMRC-AMLG-11100
PresentPrevious UKFIU URNsPortal references

0 previous UKFIU URNs recorded.

Sources: NCA-SAR-CH2-2025
PresentKnown law-enforcement interestPortal references

No known law-enforcement interest was recorded.

Sources: NCA-SAR-CH2-2025
Not applicableSeparate crime reportSeparate reporting routes

Separate crime report was not selected.

Sources: NCA-SAR-CH2-2025
Not applicableSafeguarding routeSeparate reporting routes

Safeguarding route was not selected.

Sources: NCA-SAR-CH2-2025
Not applicableImmediate-risk routeSeparate reporting routes

Immediate-risk route was not selected.

Sources: NCA-SAR-CH2-2025
Not applicableHuman decision rationaleDecision record

Record the human decision before completing its rationale.

Sources: HMRC-AMLG-11100
MissingRestricted handlingDecision record

Confirm that the record will be kept in a restricted location and handled under confidentiality and tipping-off controls.

Sources: NCA-SAR-CH2-2025, HOME-OFFICE-SAR-CONFIDENTIALITY
PresentRetain the submitted SARDecision record

Retain the submitted SAR is confirmed.

Sources: HMRC-AMLG-11100
PresentUse the correct Portal fieldsDecision record

Use the correct Portal fields is confirmed.

Sources: NCA-SAR-CH2-2025
Ten restricted working filesFormal PDFs and Word records, three structured workbooks and two JSON records. Nothing is submitted to the UKFIU.

What this tool checks

The scope stays narrow so the result is clear and reproducible.

  • Requires a human-selected ordinary POCA or TACT route and a human submit or no-report decision.
  • Checks supported party, identifier, narrative, property, transaction, chronology, reference and control fields.
  • Stops combined POCA and TACT records, DAML or DATF requests and every unresolved blocking item.

From official material to a working record

Official material sets the basis

Official UKFIU and HMRC material explains ordinary SAR content, structured Portal fields, confidentiality and retention expectations.

The tool prepares the operational record

The preflight applies those supported observable checks consistently while leaving suspicion, legal duty and submission with authorised humans.

Official sources stay visible

Each supported check shows its jurisdiction, source title, source version and review date beside the result. Unsupported cases are rejected rather than estimated.

View this product's official sources

Questions before you use the tool

Scope, files, evidence and browser-local handling.

Does the tool decide whether I should submit a SAR?

No. It requires an authorised human submit or no-report decision and records that decision. It never determines suspicion or legal duty.

Can I prepare a DAML or DATF request?

No. Selecting DAML, DATF or an uncertain defence route stops the export and directs the user to current UKFIU guidance or specialist review.

What if both money-laundering and terrorist-financing suspicions apply?

The tool stops the combined route. UKFIU guidance says the POCA and TACT suspicions should be kept as separate records.

Does it submit the SAR or upload case information?

No. The tool and all ten outputs run in the browser. It does not connect to the SAR Portal or upload case facts.

Prepare the restricted SAR record

Record the human decision, resolve every blocking preflight item and download the ten working files.

Open the SAR quality preflight